Welcome

Hello, I will now tell you some little secrets:

A Fixed Loan is where the interest rate is guaranteed not to change for a specified period.

There are a number of fixed rate terms available for you to choose from, ranging from 6 months to 5 years.

An early repayment fee may apply if you make a lump sum repayment during the fixed rate period.

Advantages

  • If you want the security of regular repayment amounts over a fixed period.
  • Your interest rate is guaranteed not to change for the specified period.

Options available

  • Minimum amount: $1,000.
  • Terms: minimum 6 months, maximum 25 years.

Special features

  • You may increase your principal repayments by up to a further $1,000 per month or $500 per fortnight without incurring a repayment penalty.
  • Arrange increased repayment amounts by phone or over the internet via NetDirect – our Internet banking service.